2 authentic duas to pay debt & loan quickly

Debt or loan can become a real burden if you are not able to pay off and this can lead to a number of problems both for the lender and the borrower.

Why not turn to the Lord in order to get rid of debt problems? For this, there are two very powerful and authentic duas are at our disposal. Let's thank Allah for guiding us through financial troubles by blessing us with supplications.

Dua # 1

Transliteration

Allahummak fini bi halalika ann haramika wa aghnini be fadlika amman siwaak

Dua # 2

اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْهَمِّ وَالْحَزَنِ وَأَعُوذُ بِكَ مِنَ الْعَجْزِ وَالْكَسَلِ وَأَعُوذُ بِكَ مِنَ الْبُخْلِ وَالْجُبْنِ وَأَعُوذُ بِكَ مِنَ غَلَبَةِ الدَّيْنِ وَقَهْرِ الرِّجَالِ

Transliteration

Allahumma inni audu bika minal hammi wal hazani wa-audu bika minal ajzi wal kasali wa-audu bika minal bukhli wal jubni wa-audu bika min ghalaba-tid-dyni wa qahrir rijaal.

English Translation

O Allah I seek refuge in You from worry and grief, I seek refuge in You from hopelessness and laziness, I seek refuge in You from miserliness and cowardice and I seek refuge in You from overwhelming debt and from the force of men. (Abu Dawood)

Like any dua recommended in Islam, this supplication has unlimited benefits that not only cover the problem for which it is recited but it also covers a lot of other aspects that lead to the problem in the first place.

Benefits

As discussed above, that, practicing this prayer in a proper manner (on a consistent basis) will enable us to take control of our financial life because the two supplications cover aspects that often develop into serious money problems and indebtedness.

 Here are some of the common and prominent benefits you will see Inshallah, if you set your heart on the two prayers:

• Money will come to you from unknown sources and you will be able to get out of your debt problem. 
• Depression, anxiety, worry and grief will end. Having insufficient cash resources is often the reason behind these mental issues. 
• Fear of people and situations will end as you will now be relying on the Higher Power - Allah, through these duas. When a person is without resources, people may take unfair advantage of him/her, and even hurt their self-respect. So keep reciting with full trust in Allah Who is Al-Razzar (The Provider).
• You will experience barakah in your rizq Inshallah. 
• Laziness and lackluster which is often one of reasons why a person is forced to rely on people for financial assistance, will end. So, recite this dua with focus on its meaning and a strong faith in God, you will learn how to stay out of debt forever by Lord's grace. 
• Miserliness will not come near you Inshallah. We know that when we have little resources or no cash, we may develop habits like miserliness that often lead to several other negative traits and even sinful acts. 

May Allah protect us all from the pressure of people and from the lack of resources such as cash and money. 

Read Also ➤ If your lender/loan provider is hard and rude, recite Dua to convince anyone

For quick and satisfactory results

It is not enough tot just recite the dua just once in a while and expect to get out of your debt problem. You need to have certain qualities that will put you in a position where you are able to attract your desire from Allah. Read on find how you can get maximum advantage: 

• Have complete trust in Allah: It is time to value God by accepting that He is above all and maintains power over your lenders and your own financial resources. Pay attention to God's attributes (Asma ul Husna) such as All-Powerful, The Generous (Al-Kareem), The Provider (Al-Razzaq) and Most Loving (The Loving). By thinking of Allah and His attributes, you will soon develop faith and your faith will be so strong that it will make you start feeling that you have already got rid of debt. Keep your attention on God, not the problem. 
• Be regular: Being regular with duas is the key. The more we turn to God with a sincere heart and passion, the quicker we will get the desired results.
• Be patient: Don't allow doubts, fear and disbelief enter your mind even for a moment. When we don't care about these negative thoughts such as doubts and worry, we become impatient with Allah and this blocks our success in prayers. So calm down and maintain a razor-sharp focus on Allah and His mercy alone, not on things like the amount of money or the pressure from your lender./loan-provider. 
• Be thankful: Already start thanking Allah for relief and available resources. You could have got into much bigger debt problem and a much more negative lenders. Thank Allah for giving you the desire to get out of debt. There are many people who have given up and are living on people's money without having any self-respect or trust in Allah to start their independent financial life. Thank Allah that you are alive, in good health and have a functioning brain to find work and start earning money through different means.